Category Archives: Thermography

Can You Find All the Damage Done to Your Property?

If your home or business premises has suffered fire or flooding, the chances are you can see plenty of damage at a glance. When you come to make an insurance claim, you’ll be asked to list the damage, and closer inspection may find a little more. But is that really all?

Unfortunately, it may not be. Fire or flooding can leave invisible mould, damaged insulation or electrical hotspots inside your walls. It won’t stay invisible, though. It could take several years, but sooner or later it will start to cause you trouble.

The problem is that, by this time, you won’t be able to claim for it on your insurance policy, even if it’s been caused by the original incident. The insurer’s Loss Adjuster will simply tell you the claim has already been settled, and it’s down to you to pay for these repairs.

Finding the Hidden Damage Early

Fortunately, there’s a simple way of avoiding all this — Thermography. A non-invasive thermal imaging technique, its uses range from helping firefighters to diagnosing cancer, but it’s also invaluable when making an insurance claim.

A thermographic scan before you hand the Loss Adjuster your claim will show up all that hidden damage — the hotspots that could become fire risks, the mould that could undermine the building’s structure, or the damaged insulation that will let in cold and damp. It can all be included in your original claim and be sorted out at the insurer’s expense, not yours.

Thermography is 100% safe. Unlike some scanning techniques, such as X-rays, it doesn’t involve any radiation being fired at your property, let alone at you or your family. Instead, it passively reads the heat signals present in everything and builds up a thorough picture of the things you can’t see. It’s no different from taking a photo — it just reads heat instead of light.

It’s not always easy to arrange a thermography scan, but at Allied Claims we offer it as a service to all our clients. If your property has suffered fire or flooding, it could avoid both trouble and expense down the line. Why not give us a call to find out more?

Don’t Get Caught Not Claiming for the Hidden Damage — Use Thermography

If your home or business property has suffered from fire or flooding, it’s difficult to be sure you’ve found all the damage when you make your insurance claim. Some problems can stay hidden for years, and when they emerge, it won’t be easy to get the Loss Adjuster to accept liability under your policy.

If you use thermography, though, this won’t be a problem. Thermography is a non-invasive thermal imaging system that can show up the hidden damage. It has a wide variety of uses, from night surveillance and leading firefighters round smoke-filled buildings to diagnosing cancers, as well as in insurance.

Thermography is completely safe because it’s an entirely passive imaging system. Whereas a technique like X-rays actually fires radiation at the subject, thermography simply reads the infra-red heat every object gives off and builds up an image.

How Can Thermography Help Your Insurance Claim?

Employing a thermography scan before you make your insurance claim can identify a wide range of issues you might never have suspected otherwise. Either fire or flooding, for instance, can result in electrical hotspots, which will cause trouble somewhere down the line, or damage to the insulation.

Water damage can also cause mould, which not only undermines the building’s structure, but can also be a health hazard. If you identify any of these through thermography, the Loss Adjuster will have little choice but to include them in your insurance claim.

Even if you’re not making a claim, having a thermographic scan of the building could save you money in the long run. Many of these problems, from hotspots to damaged insulation, can occur without a traumatic event, and fixing them could mean a substantial improvement on the energy efficiency of the building.

At Allied Claims, we offer thermography to our clients, and we’d strongly advise you to use it if you’ve had a fire or flooding incident at your home or business premises. Feel free to get in touch with us if you need to know more.

Thermography — Saving Lives and Saving Your Insurance Claim

Thermography is one of the wonders of modern science. It’s a technology which can save your life can also save you from losing out on your insurance claim. Thermography is among the tools offered by Allied Claims to make sure you’re getting what’s due to you, but it has a wide range of other applications.
What Is it?
It is a type of thermal imaging, which can produce a picture showing any object that’s hotter than what surrounds it. Everything produces heat in the form of infrared radiation and, although it can’t be seen by the human eye, thermographic imaging equipment can pick it up and use the data to create a computer-generated image of the object.
thermographyUnlike many forms of imaging, thermography is 100% safe. X-ray imaging, for instance, involves firing X-rays at you, and although the risk is usually small and acceptable, there is a risk. This system only passively measures what’s already there and is no more dangerous than a camera.
Thermography has been around for many decades and is put to a wide range of uses, from military surveillance to allowing firefighters to “see” in a smoke-filled building. One of its main applications, though, is for medical diagnosis, where its safety makes it particularly useful.
Medical thermography works because many issues inside the body, such as tumours and inflamed blood vessels, are marginally hotter than the surrounding tissue. The small difference is hard to measure by conventional methods, but it shows up on a thermographic image. So, it can be used to diagnose cancers, deep-vein thrombosis, and back issues. It’s even used in dentistry.
How Thermography Can Save Your Insurance Claim
You may know there’s been damage done to your property, but how can you be sure you’ve found every issue? The problem is that, if you don’t include hidden damage in the claim you give your Loss Adjuster, it can be extremely difficult to convince the insurance company to pay for it later.
Kitchen Water Damage

In the same way that the method is safe in medical diagnosis, it can be used to see the unknown in your property with no risk at all of causing damage. It can pick up places where heat is being lost, or where insulation is wet or missing, and detects water damage or mould. It can also pinpoint electrical hotspots and refrigerant leaks.

Detecting hidden damage before you present your claim to the Loss Adjuster could potentially save you tens of thousands of pounds. To take advantage of this wonder of modern science, just follow this link >>>

Thermography: Detecting Hidden Damage

Thermography Service
When your house is being assessed for damage after an accident, much of it is obvious on sight. Some damage, though, is hidden and may only start causing problems long after your claim is settled, such as water damage in walls, or wet insulation. The only way to find these by conventional means is often quite destructive in itself.

Thermography is a non-invasive technique that allows many hidden defects to be found before they become problems — not to mention before your insurance claim goes through.

What Is Thermography?

Thermography is a type of infra-red imaging that allows a very accurate picture to be built up on the basis of slight differences in heat. Its uses range from medical diagnosis to military surveillance, but it’s increasingly used in the construction industry, and by extension for assessing insurance claims.

Infra-red, the energy beyond the visible spectrum that’s experienced as heat, is emitted by all objects, the strength varying according to temperature. The precise frequency also varies for different substances, in much the same way that visible light shows things as different colours.

This makes it possible to build up a detailed image of the fluctuations in heat, either directly viewed or recorded as a photo, which can reveal otherwise unseen faults.

What Can Thermography Detect?

The list is extensive, but the main uses include:

  • Energy loss — thermography can identify places, such as doors and windows, that allow heat or energy to escape, which will be adding to your bills.
  • Refrigerant leaks — these are hard to detect, but thermography can allow them to be found and sealed.
  • Electrical hot spots — identifying places where electrical components may be damaged or about to fail.
  • Insulation problems — thermography can identify insulation that’s wet or missing, either of which is both a hazard and a waste of energy.
  • Detecting water damage in walls or moisture and mould — these issues can spread unseen to the point where dealing with them is expensive (and may not be covered by your insurance at that point).
  • Locating underfloor heating pipes — without having to tear up the entire floor to find them.
  • Businesses utilising machinery and equipment – thermography can detect faulty parts, such as bearings or loose connections, without having to dismantle the equipment. This can avoid lengthy breakdowns, which would lead to costly downtime, by taking preventative action.

Will Thermography Have Any Effect on the Property?

Though some kinds of thermography (to create night vision, for instance) involve sending out infra-red illumination before making the scan, the type used in assessing damage is an entirely non-invasive process that will have no more impact than taking a photograph. But it can save you a great deal more money than any photo.

Contact Allied Claims to find out how thermography could help you.